Services

Insurance is the transfer of risk from one party to another through a legal contract. This means that one person (the applicant/ policy owner) is transferring the chance of possible financial loss to another party (i.e., the insurer) while the insurer assumes the risk.

Risk. The uncertainty that something unexpected will happen.

Peril. The cause of loss.

Hazard. A condition presented that increases the chance of loss occurring.

Types of Hazards

Physical Hazards. These could be slippery floors, icy steps, faulty wiring, burning candles, or leaving matches within reach of children, etc.

Moral Hazards. Dishonest actions by an policy owner/insured.

Morale Hazards. These could be, but are not limited to driving under the influence, apathetic attitude, etc.

Types of Insurance

Our company will teach you the method available to manage risk including but not limited to avoidance, retention, reduction, sharing or transfer.

How to Increase Your Wealth?

When you want to build your wealth, we will find you the most suitable financial instruments available on the market such as the following:

Investment Companies (mutual funds)

Variable Life Insurance

Variable Annuities

Fixed Annuities

Retirement Plans (Pension, 401k, 403(b), 457)

Education Saving Plans

You are an intelligent person. Therefore, we want to provide you with the best information possible so you can make the best decision for your own benefit.

As human beings we live in our current situation, in some cases we blame past situations and we do not see the future. We take for granted what we have and can lack awareness or concern about potential risk exposure. Suddenly, something unexpected can happen and your life changes instantly, forever.

It's our job to identify, organize and prioritize your financial goals in a way to overcome hazards against your financial stability. Life is a continuing interaction and today is not as it was yesterday and not as it is going to be tomorrow. People keep looking outside of themselves for the money. It's inside. Allow us to help you find it. Let's have a conversation, please call or email us. We will help you with no commitment from your part. Edgon Financial's first goal is to earn your respect and then earn your business.

You are an intelligent person. Therefore, we want to provide you with the best information so you can make the best decision for your own benefit.